Honestly, again I think it's important to reiterate some important facts.
The bank has been functionally operational for 18 months. That's a fact. You can't close deals without people, policies, structure in 18 months.
The level of activity, the number of activities, to invest intelligently and in a disciplined manner.... In 18 months we were building up a team; setting policies in place; meeting with all the public sector sponsors across the country; forming those relationships; looking at those priority projects all across the country; and then whittling down the ones that would have the greatest likelihood of a potential investment and that meet all the criteria, and beginning to work on them. From the perspective of being operational in 18 months, we've accomplished quite a significant amount.
You may want to look at it as phased when you're starting something from scratch. As Annie said, two years ago there was nothing. We're very happy we got phase one. We have all that hard work done. We're quite—