In the interest of time, I'll probably answer two of those and then I'll leave the last one for Andrew.
When it comes to executive compensation, that is absolutely one of the areas we look at during every financial audit, and if we had any concerns with executive compensation at the bank, we would have raised them with its board of directors throughout our financial audit.
When it comes to the interim commissioner and when there might be a permanent one, that is also something I am responsible for, which would be to appoint a permanent commissioner of the environment.
As Mr. Hayes mentioned earlier, there isn't a lot of room right now for the commissioner to do things that I'm sure a brand new commissioner would love to wrap his or her teeth around. I'm using the opportunity right now to get a process ready so that I can hire a permanent commissioner in the coming months, but it isn't much of a priority right now as we're all turning our minds and focusing on COVID-19. I would imagine that in a few months we'll get that launched so that we can find a permanent commissioner.
Andrew, I'll leave the last question to you.