By the way, thank you for your presentation.
In the last session of Parliament, a number of different tax changes took place that were fairly fundamental in terms of how our tax system operates vis-à-vis small business. I'm referring to the restrictions on what was called “dividend sprinkling”, or splitting income through the use of dividends, and the new rules on passive income. I want to get what your experience is on the ground there with your firm's clientele in terms of how they're coping with that burden.