Thank you.
We share the concern, which is why we have tried, as graphically as we can, to put that information on our website. It's not just on our website, of course; we share that through our networks and try to get that information out.
We do not have authority. That's not part of our regulatory authority over payday lenders. They are regulated provincially. However, we do have an interest, as do you, and we try to use our educational tools in order to give consumers the information they need to make better choices, but the truth is that these businesses exist because they are serving a need.