I'll take that one. Thanks, Ruth.
The current situation, of course, is very difficult for all Canadians, and particularly difficult for those who had less financial resilience to start with. This is an area of concern for us. We do not have any particular insight into bankruptcies or insolvencies. Our role is not to forecast those things, but we do share the concern about the exposure of these vulnerable groups of Canadians.
We have been doing a number of things, particularly on the education front. I mentioned that over the course of the first weekend we pulled together some excellent information about how to respond and react. We are continuing to update that and will use the information we get on our new surveys.
We have also been working with the Department of Finance, for example, to increase the size of government cheques that can be cashed at a bank to match the CERB amount, again to try to avoid people going into payday loans. We've updated our payday loan information in order to give people the information they need in order to do the best they can with the resources they have.