It's really surprising to see the increasing use of payday loans. I know that when the service moved into the Northwest Territories, we saw a lot of resistance but it still happened. The service is only available in the capital city of the NWT, so I would be really curious as to...if that's happening here in the Northwest Territories. The people who are using these loans are the ones who are falling between the cracks and ending up in the cities. They're the least able to afford it, actually.
I'm curious; how do these companies collect if the people who borrow default? How do they collect? Most people don't have the security to...or even a promissary note. What do they do? I don't know if you'd be able to answer that, but I'm pretty curious to know what happens there.