I've never seen it before in reading the audited financial statements of over the 1,780 charities. That bank covenant note was new to me. I did additional outside research into that and I disclosed it in the report in August 2019.
If I could just take the opportunity to say that when I worked in Burns Fry research way back in the day when I was young, there was a team of 38 people in the research department and our research influenced 25% of the daily volume on the Toronto Stock Exchange. If you are a credit analyst for a Moody's or a Fitch or a Standard & Poor’s, you assess the credit of 100 organizations. This type of small team doing research coverage is very common in other sectors.