I would like to thank everyone for being here today. Thank you for your reports. They were very interesting, and alarming in some cases. I will be directing my questions to Mr. Ross and Ms. Lockhart. If I have a little bit of time left, I will direct them to Mr. Davis.
In my constituency of Vimy in the city of Laval, we have five housing co-operatives. The largest has over 100 apartments. With the CMHC, the government created Canada's first national housing strategy. This plan of over $55 billion over 10 years will reinforce the middle class, stimulate our economy and reduce chronic homelessness by half. We have seen a very positive response with the implementation of the NHS.
With that in mind, could you please inform us, just briefly, on your recommendations for new housing co-operatives, specifically on the eligibility criteria for loans?