Thank you for that information, and thanks to Mr. Morneau for agreeing to appear.
I want to begin by thanking the witnesses for coming on such short notice. We have a very tight time frame to do this. I also want to thank those who made submissions prior to the mid-August deadline. Those submissions will be considered as part of the pre-budget consultations.
With that, we'll begin with Mr. Weissman, as an individual, from Toronto by video conference.