We will reconvene the meeting.
This is meeting number 13 of the House of Commons Standing Committee on Finance. As everyone here knows, we are doing pre-budget consultations in advance of the 2021 budget.
As a reminder, folks, when you're not speaking, just make sure your mike is on mute. It makes life a lot easier for those trying to translate into other languages.
We'll start with you, Jeff.
Mr. Morrison is the executive director of the Canadian Housing and Renewal Association.
Go ahead.