Thank you very much.
That's a great question. There are a couple of points I would like to make.
One is to work with the financial institutions to make sure that they really understand the program. There's a line in the program that says that businesses must be deemed viable by their financial institution in order to be able to receive the HASCAP loan. We want to make sure that everyone is on the same page as to when the viability is being measured. For businesses that haven't been open since 2019 or since February 2020, they can't be looking at their 2020 financial records. There is that concern there.
The other piece is that we do have owners who have multiple properties and multiple businesses. We want to make sure that the program is available on a per-property basis and not by ownership.