Thanks very much.
I'm happy to address clauses 264 to 267 all together. In fact, I think that is wise. In fact, only three of them now have the effect of actually enacting the interest waiver on Canada student loans and Canada apprentice loans for a two-year period.
I'll start just by offering a little bit of context as to why. I should explain that, at the time of drafting these amendments, we actually needed to coordinate between two pieces of legislation. Members of this committee will recall that a one-year interest waiver was actually announced in the fall economic statement in November 2020.