Thank you, Mr. Roy.
Ms. Griffin, during your remarks, you alluded to the Canadian Emergency Business Account, CEBA, which allowed businesses to obtain loans of $60,000, of which $20,000 could be forgiven. From what reporters said, we thought the government had given an extra year to repay these loans, but that's not the case: it's just a few more days.
In greater Charlottetown, for your members, the SMEs, what are the consequences of the current repayment deadline? What is the situation? What's the reality? Can we expect an increase in the number of bankruptcies? What is your message for the government on that?