Most of the people coming in on the data were renting and lost that rental, or when a relationship broke down, they could typically find another piece of housing, but because of the cost and the availability, they're now less likely to find it. That's what's happening.
I don't think you're seeing homeowners necessarily yet. I think the recent interest rate increases are starting to take effect only now, so we may see more of that. That's anecdotal, but as it stands now, the renters are going to feel the shock first, and then we'll see what happens with homeowners in the next eight months as the interest rates pick up.
