I believe the caps have already been raised. Now we have several programs, but interest rates are very high and property prices are high across the country, which causes a number of problems.
One thing I mentioned was the need for innovation in the financial sector. It's true that Canadian banks are heavily regulated and aren't necessarily motivated to offer innovative programs and mortgages. The government should take this opportunity to have conversations with the banks. We would suggest creating a round table to exchange ideas. Banks could be part of that and share their ideas for innovation in the financial sphere.