Sure. There are a lot of issues. We know that the housing crisis we're dealing with today has been building for decades. It's not the responsibility of any one government, at any level. It's everyone's responsibility that we let it get this bad.
We did hear earlier about how we've stopped investing in social housing. That's one dimension of this problem, but we've decided to try to let the market solve this problem, and it hasn't. We need government to take a stronger role.
That's of course true at all levels. You mentioned zoning. It's a huge barrier at the municipal level, and that's a tricky thing for the federal government to engage in. The federal government has recently started getting back into the game of building housing—or at least supporting housing—and that's absolutely the right direction. We'd like to see more of that and certainly more money moving towards that.
As I mentioned earlier, it's worth noting that when governments build housing, they are building assets, and as long as we retain ownership of those assets, it's not a net cost to the government. That's worth noting on the balance sheet of the government.