There are a few things. Recently OSFI, the Office of the Superintendent of Financial Institutions—our regulator—put in place new regulations around the climate transition: guideline B-15. That outlines expectations around boards and the institutions they manage with respect to the climate transition. Those include increased disclosure around carbon footprints—not just theirs but also those of their customers. They're working that out right now. Guideline B-15 was implemented just this year. It's still early days. We as an organization are beginning to speak to several groups to help us understand how they're dealing with this. For instance, last week we spoke with CMHC to understand how they're dealing with transitioning to a greener model when it comes to mortgage financing. We had that conversation, and I think the big thing about that is that they're updating the regulations, and we're in the process of doing that.
In terms of our clients, we're helping them and providing them with financing if they need or want to transition to greener technologies.