Thank you very much.
To summarize things, we've been having a lot of discussions in this country about open banking—that it's the biggest issue in the banking and financial sector. To me, when I hear that, I think it's the biggest issue because it has taken so long. That's why it's the biggest issue.
For me and from my perspective and for indigenous peoples in this country, the biggest issue in the banking and financial sector is the inability of people living on reserve to build wealth in the way that Canadians do: through home ownership. Providing that type of wealth and those wealth-building opportunities to people living on reserve and making those connections between Canadians and indigenous entrepreneurs as well, I think that's a serious problem that right now is being discarded and isn't getting the kind of attention and innovation that it really deserves.