Again, that's quite a complex question to answer, because there are so many actions being taken across various levels of government. I think just this week there was actually a housing summit in Ontario that brought together many municipal leaders to address housing challenges. There are many programs available at the municipal and provincial levels across the country to address this issue.
I did highlight in my remarks that problems were at the local level, but I want to highlight that there are many great local leaders who are trying to address the supply challenges. I really would like to commend them for that.
I think where there is an opportunity, it's for everyone to be around the same table and for the federal government's programs to be aligned with provincial and municipal programs and to work with the private development community as well as non-profits to accelerate housing development. CMHC is very happy to play a convening role in this.