Thank you, Mr. Chair.
I would like to respond to Ms. Chatel. She was talking about the first-time home buyers incentive. I don't know whether she is aware, but that government program has been a disaster.
The program was funded with millions of dollars, but the criteria were much too strict. Actually, I believe that they have been changed. But the program has not been used. There were millions of dollars in the fund—I don't know the exact amount. After three years of the 10 years considered, only 10% or 12% of all the money has been used. The criteria are too restrictive. They must be reviewed, because it's not working at all.
As Ms. Laflamme mentioned, this is not the main problem we have at the moment. I would actually like us to go back to Ms. Laflamme, because we did not have enough time. I always say that, in Parliament, we do not have enough time to discuss the most important matters.
We are now starting to talk about acquisition funds. Two and a half years ago, it would have been crazy to think that we would be putting $400 billion into the system to deal with a health crisis. Everyone would have said that it made no sense and that we would never get it done. But we did get it done because there was a major crisis.
The major crisis at the moment is in housing. We do not have enough housing for the most vulnerable. That's the problem we are facing. We in the Bloc Québécois propose taking the amounts earmarked for affordable housing and for making owners rich, and putting it back into the system, for those building the houses that meet the needs of the people.
Could Ms. Laflamme talk to us about that?