Okay. That's great.
I'm not sure who to address this one to. I'm not sure if it's you, Mr. Perrault. I think everybody knows this. I wonder if we also need to have a little bit of a shift in thinking as well within the marketplace. I'm not quite sure how we go about doing it.
We do see a lot of people buying property just for investment purposes. We see many people use their homes or condos as RRSPs, as a way for them to save for retirement. I think there's a big bias within our country that we have to buy homes versus finding affordable places to live over a certain period of time.
Do you think we need to have some sort of shift in thinking around housing? As we're moving forward, do you think we should also be thinking about how to ensure that everybody has a safe, accessible, affordable place to live?
Mr. Perrault, I'll start with you and then see if anyone else wants to respond to that.