For my remaining time, I'll turn back to you, Mr. Lee. We're spending time at the committee talking about housing. Could you talk about what policies or, more specifically, who has been hurt by existing government policies over the years in terms of finding housing, affordable housing, etc.?
The other question is this. We've seen some proposals that speak to the demand side of housing. That is providing supports for people to help them find more money to bid on housing. If that's not coupled with an increase in supply, aren't we just going to make housing affordability worse?