I'm happy to respond to that, Chair.
There's no doubt that it works better for us and for a lot of people if things run electronically. It can be more efficient. We try to make that avenue work well and encourage people to use it, but there are definitely a lot of people who don't like that. It's just kind of...don't leave anyone behind. Our service offerings have to include those people who would rather not deal with us electronically.
For example, when tax filing season comes around, we mail out paper forms to people. We can often put in a little suggestion that they might want to try it electronically, but we do try to accommodate the way that people want to deal with this. That's kind of the approach we've tried to take in the agency over the last number of years. It's that there's no one service channel, so let's provide it in the way that people want and let them choose. It's kind of a service continuum.
We do try to make sure that with our paper offerings or...for people who want to interact with us in different ways, we keep those up so that all of the service channels are efficient. We might prefer that somebody go to a website rather than call us because that's easier and efficient, but we have call agents. We make sure we try to provide the best service we can on those calls.
We are trying to expand the range of services that we have, so that people like you can deal with us electronically, but people like my mother can deal with us via paper because that's what she prefers.