Okay.
You're in the trust business. You're on the front lines dealing with clients. Obviously they need to trust you to hold their money. I feel that you're well suited to answer this question. Do you think there's been some erosion of trust between Canadians and government just after the act, or given how, maybe, confusing it was at the beginning, or with the miscommunication, whether intentional or not? How do you think that's impacted how people feel about their financial security?