My idea was originally.... Look, people get mortgages on houses, and you have to get insurance on your mortgage. It's insurance on money you can't pay or money they don't know you are going to be able to pay. I thought, wouldn't it be great to create a place where we can have that kind of service? The service doesn't exist today. I was kind of thinking “Build it and they will come.”
In fact, the Canadian Federation of Pensioners hated it. Many of my opposition colleagues hated it. The whole point of me bringing this bill forward was to get those things that we can agree on passed. Then there's an opportunity in the future to do additional improvements. Because there wasn't going to be unanimous agreement on that, I said, okay, we'll just get rid of that.