Your understanding of the situation is perfect. At least, with this bill, we will improve the chances of retirees, their surviving spouses and active workers to get more money in the event of a wind-up process. This is not a guarantee, because in some cases the pension plan deficit may be greater than the company's assets, but let me repeat that we are at least greatly improving the chances of recovery for retired workers and their surviving spouses.
In 2015, 2016, 2017 and 2018, people in their 70s, 80s and 90s came to my office in tears after Cliffs went bankrupt because they had to make a choice between food and their medication. Not only had their pension plan been cut by 25%, but they had also lost their group insurance coverage. It's not acceptable to do that to our seniors, the people who built our society.