I think it is a headwind.
At the outset of the pandemic, when we didn't all recognize how long it was going to be, we thought supply chains would come back to normal more quickly. This pandemic has gone on for a long time.
Certainly, when you talk to businesses, what you hear is that they're looking for ways to build more resilience into their supply chain. They need to simplify it, they need to shorten it and they need to standardize it. That will add costs to the supply chains. Businesses are going to be holding more inventories and their supply chains are not going to be as efficient. That doesn't create permanently higher inflation, because inflation is a perpetual increase in prices, but if there's a higher cost structure for a period of time, that could make inflation more difficult to get down.
That is something that we're watching and we're concerned about, and it is something we're factoring in.