That's great. Thank you. I have one last question.
In terms of mandatory climate-related disclosures, I know there's considerable movement towards taking a holistic approach or an all-of-economy approach to that and having mandatory disclosures. Do you feel that's really needed? For a financial institution, I'm certain that decision-useful data must be hard to get in an economy in which there's no mandatory disclosure for climate-related risk, so are you an advocate for mandatory disclosures?