Thank you for the question and thank you also for your contribution. You've been in the banking sector for many years. I'm reminded by your leader's letter to say, “Time to turn rhetoric into reality.”
Obviously, this provision was specifically asked for by the business sector in Canada, to put us at par with other G7 nations. I always have an open mind, but I'm always very conscious of the impact it would have on Canadian innovators and Canadian businesses, which want to have very constrained guardrails that you can put around things. If you have suggestions with respect to guardrails—