Yes, you're right. We have financial market expectations for interest rates that are based on futures and other indicators, and they do point to markets expecting an increase of at least 25 basis points from the bank, and potentially 50, over the next year, but there's a lot of uncertainty when you talk to economists about this. There's a great deal of uncertainty about the resolution of the conflict, about the opening of the Strait of Hormuz, about the length of time the interruptions are going to last, and—
