Good morning, Chair.
Good morning, witnesses.
We talked a little earlier, and your comments were in regard to savings. We all went through the COVID period, and I think every household accumulated funds by not doing things we couldn't do or by staying at home. I refer to that because, prior to COVID, there were spending habits out there and debt formulas. Now that we're post COVID, we hear from Canadians about rising household debt. In your data and research, can you explain the breakdown? How much of it is in mortgage debt and how much of it is in credit card debt, the scenario?