I call this meeting to order.
Welcome to meeting number 31 of the House of Commons Standing Committee on Finance.
Today's meeting is taking place in a hybrid format, pursuant to the Standing Orders. Members are attending in person in the room and remotely using the Zoom application.
This morning, pursuant to Standing Order 108(2) and the motion adopted by the committee on Monday, March 9, 2026, the committee commences its study of household debt in Canada.
I would like to welcome our officials.
From the Department of Finance, we have Brian Torgunrud, senior director, economic analysis and forecasting; Matthew Boldt, the acting senior director for housing finance; and Mark Radley, the director of consumer affairs.
Thank you for joining us this morning, gentlemen. You will have five minutes for your opening statement.
Thank you.