In response to some earlier questions, you talked about risk associated with high-emitting industries. I think you were asked about how you measure these kinds of risks. In fact, you have your own note on ESG policy. It's been noted, though, that rating these kinds of measurements is a very scattered thing, in that an ESG rating usually has less than a 50% correlation between rating agencies, whereas credit-rating agencies usually correlate at virtually 100%.
How does an investor know what they're doing if they can't even quantify these risks that they say are of concern to them?