Yes, for sure. I'm happy to.
The third recommendation that I was making is that federal infrastructure and things such as immigration settlement should be geared towards growing mid-sized Canadian cities. I think that in Canada we need more alternatives to larger centres like Toronto and Vancouver, where you have insanely high housing prices relative to income. Canadians who move to these large cities like Toronto and Vancouver are more likely to take on an outsized mortgage to afford a home. Then they're sort of joining that highly leveraged segment of the population that I was talking about, where there is this debt crisis. Often the policies around affordability for housing focus on the demand side. However, if you make housing slightly cheaper in Toronto or Vancouver, then you just get migration in from smaller centres. We definitely have the ability to grow these alternatives, to grow the mid-sized cities in Canada. We have great cities with great, world-class universities. Growing these cities will help grow the Canadian economy and then, at the same time, also make it more affordable.