We don't see it too much, because the truth is that they've given up. They don't call a mortgage company. They know they can't get a mortgage. Probably the most tragic element is that we don't get those calls. We don't get the calls from young people who say, “Hey, I think I can buy this house in Vancouver, Markham or Oakville.” We don't get the calls, because they know they can't buy it unless they have massive parental assistance.
