I call this meeting to order.
Welcome to meeting number 34 of the House of Commons Standing Committee on Finance.
Today's meeting is taking place in a hybrid format, pursuant to the Standing Orders.
One of our witnesses, Mr. Peter MacKenzie, will be testifying on Zoom.
Before we continue, I would ask all in-person participants to consult the guidelines written on the cards on the table. These measures are in place to help prevent audio feedback incidents and to protect the health and safety of all participants, including the interpreters. You will also notice a QR code on the card, which links to a short awareness video.
I would like to remind participants of the following points.
Please wait until I recognize you by name before speaking. For those participating by video conference, you can click on the microphone icon to activate your mic. Please mute yourself when you are not speaking. For those on Zoom, at the bottom of your screen you can select the appropriate channel for interpretation: the floor audio, English or French. For those in the room, you can use the earpiece and select the desired channel.
For members in the room, if you wish to speak, please raise your hand. For members on Zoom, please use the “raise hand” function.
Pursuant to Standing Order 108(2) and the motion adopted by the committee on Monday, March 9, 2026, the committee is resuming its study of household debt in Canada.
However, before we begin, I see that Mr. Garon has a point of order.