Welcome back. We will resume the meeting.
I'd like to welcome the witnesses.
We have, from the Canadian Association of Insolvency and Restructuring Professionals, Mr. André Bolduc, licensed insolvency trustee, as well as Wesley Cowan, another licensed insolvency trustee.
We also have Maude Pugliese, associate professor at the Institut national de la recherche scientifique at Université du Québec.
We have as well Douglas Hoyes, the licensed insolvency trustee for Hoyes, Michalos and Associates Inc.
I would like to remind participants of the following points.
Please wait until I recognize you by name before speaking. For those participating by video conference, click on the microphone icon to activate your microphone, and please mute it when you are not speaking.
For those on Zoom, at the bottom of your screen you can select the appropriate channel for interpretation: the floor audio, English or French.
As a reminder, all comments should be addressed through the chair.
As you just heard, all of our virtual witnesses have conducted a mandatory witness onboarding test.
Let's get started. Each witness will have five minutes for their opening remarks. Afterwards, we will proceed with a round of questions.
We will begin with the Canadian Association of Insolvency and Restructuring Professionals.