We haven't done a study to come up with that answer. All I can say is that people coming into our offices simply can't make ends meet, despite any subsidies that are out there.
All of those are helpful. I think they're interim solutions, and whether or not they are long-term solutions is questionable. That's what we're facing. People are coming in. They're spending more than they're earning, and they're having a hard time making ends meet with the income they have.