It was a net loss of 108,000, so those were 108,000 people not finding new jobs.
With respect to your recommendations, and specifically recommendation number three, housing is the main driver of debt, and the pressure of housing, I presume, is a factor in driving people to high interest-rate debt, payday loans, credit cards and this kind of thing.
You had quite a bit to say about the housing supply. Do you have some more you want to add to that recommendation? I think the committee would be happy to hear it.