I can do it.
Thank you for the question. I appreciate it.
Obviously, our costs as a provider—costs that any other builder of housing is facing right now—are increased construction costs, the challenges around labour costs, which have been highlighted by the person beside me here, the materials and supply chain disruptions and the lending costs as well. The whole suite for how we get things built has increased.
Obviously, as a non-market builder, that has implications. As a private market builder, that would have implications. Also, then, for our families, the prices are going up. Again, the cost of borrowing to buy a home has gone up for them, but incomes frankly have not kept up at the same pace.