Thank you.
Mr. Kershaw, I understand your proposal. Since I don't have much time, I don't want you selling it to me a second time. I just want to ask about a principle.
People have taken the current old age security program rules into account when planning their retirement. Those rules were part of their planning. Do you think that changing them immediately would be unfair to those who are retiring? Should your proposal apply to future generations of seniors? My question is about the principle.