Welcome back, colleagues. We will resume the meeting.
I would like to welcome our next panel of witnesses.
From the Canadian Bankers Association, we have Alex Ciappara, vice-president and head economist, financial stability and banking policy. He is joined by Hartland Elcock, assistant general counsel and vice-president. From the Canadian Bitcoin Consortium, we have Koleya Karringten, executive director. From Canadian Web3 Council, we have Morva Rohani, executive director. From Wealthsimple Investment Inc., we have Jessica Oliver, head, government and regulatory relations.
Welcome, and thank you for joining us.
I would like to remind participants of the following points before we begin. Please wait until I recognize you by name before speaking. For those participating via video conference, click on the microphone icon to activate your mic, and please mute yourself when you are not speaking. For those on Zoom, at the bottom of your screen you can select the appropriate channel for interpretation: floor, English or French. For those in the room, you can use the earpiece and select the desired channel.
I would like to remind all of our witnesses that committee members may ask questions in either French or English. If you will need interpretation, please take a moment now to prepare your earpiece and select the listening channel you need in advance in order to take full advantage of the time allotted for questions and answers.
I remind you that all comments should be addressed through the chair. All virtual witnesses have conducted a mandatory witness onboarding test.
Now, each of you will have five minutes for your opening remarks.
We will begin with the Canadian Bankers Association, please.