That's a very good question. Thank you for that.
As you may know, for over 10 years, I was involved in the annual release of a report on Canada's clean-tech companies. It was a report on innovation for the environment. While we were doing the annual research, the credit issue was ubiquitous.
I'm going to build on the comments that were made by the other witnesses.
One of the reasons that private lending is important is that it will allow businesses and entrepreneurs to retain ownership of their company and make decisions about how to engage with their capacity, their priorities and their values as business owners.
Credit is a way of ensuring the sustainability of businesses. It's a way of ensuring economic sovereignty for our businesses. With sovereignty comes the ability to make the necessary choices about our capacity or the demands we make on the planet, as well as about what we are going to leave to our grandchildren.