Colleagues, we're going to get started. Welcome back to this meeting.
I'd like to take a moment to introduce and welcome our witnesses.
As individuals, we have Helen Alexandra Hayes and Céline Bak. From the Council of Canadian Innovators, we have Laurent Carbonneau, vice-president of policy and advocacy; and Daniel Perry, director of federal affairs. From Fintechs Canada, we have Adriana Vega, executive director.
Before we begin, I'd like to remind participants of the following points.
Please wait until I recognize you by name before speaking.
Those participating by video conference, click on the microphone icon to activate your mic, and please mute yourself when you are not speaking.
Those on Zoom, at the bottom of your screen you can select the appropriate channel for interpretation: floor audio, English or French.
Those in the room can use the earpiece and select the desired channel.
I would like to remind witnesses that committee members may ask questions in either French or English. If you will need interpretation, please take a moment now to prepare your earpiece and select the listening channel you need in order to take full advantage of the time allotted for questions and answers.
I will remind you that all comments should be addressed through the chair.
You will have five minutes for your opening remarks.
We will begin with you, Ms. Hayes.