Ms. Keesmaat, in recent years, a number of programs have emerged that are aimed at enabling young people and first-time buyers to acquire a property, given that property prices have increased significantly, as we know. For example, the FHSA, or tax-free first home savings account, was set up. There was also the first-time homebuyer measure that we talked about today.
However, when we look at statistics from the Canada Mortgage and Housing Corporation and Statistics Canada, we see that, since the pandemic, a very high proportion of first-time buyers have received money from their families, particularly their parents or grandparents. Young people who come from families with enough capital are privileged. For someone who has less money and comes from a more modest background, it is harder to put money into an FHSA and to have enough of a down payment to buy a property.
During the election campaign, the Bloc Québécois proposed that the federal government offer an interest-free loan to some young people to cover part of their down payment. That way, the children of parents and grandparents who have a lot of capital aren't the only ones who can buy a first home, even with the current programs.
Do you think that's an avenue the federal government could explore?