Well, in Toronto, the most recent numbers I've seen were in the 60th percentile range, which is crazy.
At one point in time, there were people who wanted to redefine affordability because it was so bad. The CMHC has had a long-standing measure that it shouldn't be more than a third of your income, basically, so we're way out of whack. Even though prices have come down, we are still facing other things. We've had increased construction costs and so on. Rates are obviously important, but the bottom line is that the—