We've done work on that and we've worked with Mike Moffatt on that. Depending on which scale you pick, it can be up to 2,000%. They've certainly outstripped incomes. There has been virtually no real income growth; meanwhile, these costs have just gone right through the roof. Effectively, a down payment today, especially for first-time homebuyers, is basically an increase in two taxes in just over 10 years—in development charges and sales taxes.
