To your point about the gig economy and the changing nature of work, it's no longer about someone starting a career and staying in it for 40 years. What we're proposing to do, in times that are uncertain and unclear globally, domestically and in households, and as people engage with work and different types of work, is to help them build up their capacity to understand how to make good financial decisions to be able to navigate future shocks and uncertainty.
It's interesting. Every time we ask consumers about this, as Tashia touched on in her remarks, the highest priority and the highest likelihood of participating is from 18- to 35-year-olds.