I'll answer the last question first. I think it's mostly on the implementation side, save for the issues of what happens when there are errors and who will clear that up.
Yes, because we ask those 43 questions leading up to line 236 of the tax form, which is adjusted family net income.... AFNI, of course, is the line on which refundable credits are calculated and computed for each person. We're asking a number of questions. We're asking very low-income people whether they're taking money out of RRIFs that they don't have. We're asking a lot of very marginal questions about whether they have other deductions. I do a lot of tax filing with low-income people. I can tell you that with a lot of the language and a lot of the questions, they have no idea what the questions are really asking. You have to interpret the form for them.
For my second point, which I think is a more important point, let's look for a second at just social assistance recipients across Canada. Each one gets a T5007 slip that tells them exactly how much social assistance has been paid. I can tell you that right now governments—I'm not necessarily saying CRA, but governments—know the answers. For all social assistance or income assistance recipients, they know the answers to 41 of the 43 questions that are being asked. They know them in a more timely fashion than the federal government does. There's so much that could be cleared up just through information sharing that could deal with the privacy issues and actually bring a large swath of people into the system who don't file.
Again, as you asked, there's an awful lot—we can go through each one on the list in front of you, if you wish—that doesn't need to be asked of low-income people.
