If I might add to that, I would be hopeful that the federal and provincial governments—again, irrespective of party lines and those sorts of things—would work together to look at this. If you lent money out at prime, what you'd be doing is investing in the future, particularly for people taking over new gear, or younger people coming into the fishery. You'd be investing new blood into that fishery.
I would recommend you seriously consider approaching the provinces and maybe share the cost of interest on that borrowing, and look at loans to new entrepreneurs in the line of 10 to 15 years. To go for such a large investment in the fishery and to ask for a loan, say, of five years is just not feasible in the lobster industry. You're taking of a $200,000, $300,000, or $400,000 investment. Therefore, if you could get that loan at prime—or less than prime would be even better—what you will do is allow young people to establish themselves in the industry. They will then generate tax revenue as they mature in the industry, and that money will come back to Canada in the form of resources.